DAVID F. LAIAY, CFP, CPWA FINANCIAL ADVISOR 860-767-4300 DLAMAY@ESSEX.FINANCIAL ESSEX FINANCIAL 176 WESTBRook RoaD ESSEx, CONNECTICU T 06426 MEMBER FINRA, SIPC SUBSIDIARY oF EssEx SAVINGS BANK Not a Deposit |Not FDIC Insured | Subject to Risk and May Lose Value Have No Bank Guarantee | Not Insured by Any Federal Government Agency